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September 30, 2025My role as a CTO isn’t just about code or infrastructure—it’s about people, purpose, and the long game. I spend my days balancing what’s urgent with what matters, all while keeping engineers excited and the business moving forward. If you’re in tech leadership, you know the feeling: the tension between what your team *wants* to build and what the company *needs* to survive. Let’s talk about how to manage that—without burning out or losing focus.
The Challenge of Passion vs. Practicality
I’ve always loved the analogy of a coin collector building a complete U.S. type set. It’s not just about gathering 116 regular issues, 8 commemoratives, and the occasional error planchet. It’s about intention. Every decision—what to buy, what to skip, when to wait—reflects a deeper strategy.
That’s exactly how I approach technology leadership.
Like collectors, engineers care deeply about their work. They want to build AI tools, experiment with new frameworks, or refactor legacy systems. But as leaders, we can’t let passion override practicality. The trick? Channel that energy where it makes the most impact.
Aligning Passion with Purpose
I’ve seen brilliant engineers lose motivation when their pet project gets shelved. But I’ve also seen them re-engage—quickly—when we connect their work to a real business goal.
Completing a PCGS slabbed type set isn’t just about ownership. It’s about telling a story. The same goes for your tech roadmap. When developers understand *why* a SaaS update matters—maybe it’s preventing churn, or unlocking a new market—they’re more likely to care. It’s not just code. It’s value.
Strategic Prioritization
Prioritization isn’t about picking the shiniest project. It’s about asking: *Where do we get the most impact, given our constraints?*
Let’s say your team is buzzing about an AI fraud detection model. That’s exciting. But if your customer onboarding platform has a 30% drop-off rate, fixing that *now* might save more money than a year of AI research. I’ve learned to weigh technical ambition against business urgency. The best roadmap does both—but not at the same time.
Building a Tech Roadmap: A Set-Centric Approach
I treat my tech roadmap like a curated collection. Each component has a place, a purpose, and a season.
Define the “Set”
Start by identifying your core components. Think of them as categories in a type set:
- Core Infrastructure: The foundation. Without it, nothing else works.
- Customer-Facing Applications: What users see and interact with every day.
- Security & Compliance: Non-negotiable, but often underfunded.
- Innovation Initiatives: The bets that could pay off in 2–3 years.
In fintech, for example, your set might include payment gateway stability, AI fraud detection, and a redesigned onboarding flow. Each has a different timeline and risk profile. That’s okay. Just be clear about where they fit.
Prioritize with Data
Numbers cut through opinion. I use simple ROI projections to guide decisions. For instance, if your AI tool could reduce fraud by 70%, but your SaaS platform is losing 30% of users to bugs, the choice becomes clearer.
Here’s a quick way to visualize it—something I run in our planning meetings:
import matplotlib.pyplot as plt
projects = ['AI Fraud Tool', 'SaaS Bug Fixes', 'Onboarding Redesign']
roi = [70, 30, 20]
plt.bar(projects, roi, color=['#1f77b4', '#2ca02c', '#ff7f0e'])
plt.title('Project Impact vs. Business Need')
plt.ylabel('Potential ROI (%)')
plt.show()
This isn’t about automation. It’s about clarity. When everyone sees the trade-offs, alignment happens faster.
Managing Engineering Teams: Passion and Productivity
Engineers aren’t machines. They’re people with opinions, curiosity, and pride in their craft. The best teams I’ve led didn’t just deliver—they *cared*.
Empowering Ownership
I give engineers real ownership. Not just “here’s your ticket,” but “here’s your project.”
Assign a lead to the AI fraud detection effort. Let another own the onboarding redesign. When someone feels *responsible*, not just assigned, they stay engaged. It’s the same way a coin collector feels about their rarest piece—it’s *theirs*.
Creating a Support Group
No one builds a complete type set alone. Collectors share tips, trade advice, and celebrate milestones. Your team needs that too.
- Regular Check-Ins: Short, focused meetings—no status updates, just problem-solving.
- Mentorship: Pair junior devs with seniors. Knowledge flows both ways.
- Feedback Culture: Make it safe to say, “This won’t work,” or “We need more time.”
I’ve seen teams thrive when they feel supported—not just managed.
Budget Allocation: The Coin Collector’s Dilemma
Money is always tight. Whether you’re spending $50K on cloud upgrades or $200K on R&D, every dollar has to count.
Short-Term vs. Long-Term Investments
A collector might save for years to buy a key-date coin. We do the same with tech.
- Short-Term: Fix the database bottleneck. Upgrade servers. Patch security holes. ($50K now, saves $200K later.)
- Long-Term: Research AI models for personalization. Build a team around blockchain. ($200K over two years, but could define your product.)
I follow an 80/20 rule: 80% of the budget goes to stability and growth. 20% is for experimentation. That 20% is where innovation happens—and where passion projects get a chance.
Cost-Saving Strategies
Smart spending doesn’t mean cutting corners. It means being thoughtful.
- Open-Source First: Use proven frameworks. Save on licenses. Focus your team on what’s unique.
- Cloud Cost Tracking: Use tools like AWS Cost Explorer. Monitor spikes. Automate shutdowns.
- Hire for Agility: Look for full-stack or cross-functional engineers. They adapt faster.
It’s like using a clear glass and PCGS box to photograph coins—simple tools, big impact.
Strategic Planning: The 50-Year Vision
A collector who finishes a U.S. type set over 50 years doesn’t work in bursts. They plan, adapt, and keep going. That’s the mindset I bring to tech leadership.
Long-Term Resilience
Tech changes fast. But the best systems outlast the hype. Here’s how I plan for the long term:
- Define a 5-Year North Star: What’s the one thing we want to be known for? (e.g., fastest settlement, most secure data, best UX.)
- Design for Change: Use microservices, APIs, and modular code. Make it easy to swap parts later.
- Invest in People: Hire those who learn fast and stay curious. Train them to think ahead.
Maintaining Focus
There will be distractions. New trends. Competitors. Internal politics. But if you’ve defined your vision, you can say no—or yes, but on your terms.
I track progress with clear KPIs: system uptime, engineer retention, feature adoption, customer satisfaction. They keep us honest.
Conclusion: The CTO’s Type Set
Running a tech organization is like building a meaningful collection. It’s not about having everything. It’s about having the *right* things—curated with care, built with purpose, and maintained with patience.
- Align passion with purpose: Help engineers see how their work serves a bigger story.
- Build a strategic roadmap: Define your set, prioritize with data, and adapt when needed.
- Empower your team: Give ownership, support growth, and listen more than you speak.
- Spend wisely: Balance today’s needs with tomorrow’s possibilities.
- Think long-term: Design for resilience. Invest in people. Stay focused.
The best part? Just like a collector shares their set with others, we get to see our work in action—users benefiting, teams growing, businesses thriving. That’s the real reward. Not the coins. The story.
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