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October 13, 2025I Spent Six Months Fighting For My Coin Collection – Here’s What Actually Worked
Walking into that rainy October afternoon at the PNNA Tukwila show, I expected my usual routine: coffee, camaraderie, maybe a Mercury dime or two. Instead, I got a crash course in how fast legislative changes can turn our hobby upside down. What started as casual conversations about Washington’s new 9% coin tax became a 180-day survival mission that changed how I collect forever.
When the Coin World Turned Upside Down: My Last Tukwila Show
The moment reality hit
Between work deadlines and family obligations, I almost skipped that Friday. Thank goodness I didn’t. The tension hit me at the entrance – that particular quiet humming beneath the usual coin show banter. Dealers whispered behind displays while collectors stared at price tags like complex equations.
Three hallway moments that changed everything
1. Coffee Line Confessionals: Waiting for my lukewarm americano, two vendors debated abandoning Washington shows entirely. One slid me their Portland relocation cost spreadsheet – numbers still burned in my memory.
2. Retired Engineer Wisdom: My Boeing buddy Sam cornered me near the error coins. “This feels like ’93 aerospace tax battles all over again,” he warned. His stories became ammunition for my later advocacy letters.
3. The Morgan Dollar Near-Disaster: When a jittery collector nearly toppled a $15,000 display, we all froze. That collective gasp? Pure tax anxiety manifest.
Living Through the 9% Tax Storm: A Collector’s Diary
First-week whiplash
The psychological toll emerged instantly:
- Regulars agonizing over $50 purchases
- Dealers doing tax math between customers
- Out-of-state sellers debating paperwork nightmares
“I used to buy 20 coins on impulse,” my table neighbor confessed. “Now I overthink a $20 commemorative.”
The paperwork avalanche
After interviewing seven dealers, the compliance burden shocked me:
1. WA business license ($90 + hours lost)
2. Monthly tax filings - even with zero sales
3. Five-year sales records requirement
4. Exemption certificate collection
Part-time sellers faced 15 extra unpaid hours monthly – enough to kill small operations.
The Great Portland Debate: Smart Escape or Fool’s Gold?
My family pizza night analysis
Scribbling on napkins after the show, I compared options:
| Consideration | Tukwila | Portland |
|---|---|---|
| Drive Time | 20 minutes | 4+ hours |
| Hotel Costs | My couch | $300+ |
| Tax Savings | 0% | 9% |
| Casual Friends | All there | Few travelers |
Crunching numbers revealed the truth: You’d need to spend $3,300+ just to break even on Portland trips.
The heartbreaking split
My worst fear materialized by spring: Our tight Boeing retiree/Microsoft techie collector crew fractured. When April’s PNNA attendance dropped 38%, I cried over my type set.
How We Adapted: Six Months of Coin Community Reinvention
The lifelines that saved us
1. Triangulation Tactics: Now I time visits to Ohio family with major purchases (thanks, tax-free state!)
2. Dealer Diplomacy: Negotiated standing 8.5% discounts with three trusted vendors – softer than the tax blow
3. Digital Lifelines: Our shared collection tracker Google Sheet became an emotional anchor
Unexpected silver linings
The crisis forced growth I never imagined:
- Testifying at the statehouse (we got minor exemptions!)
- Hosting virtual coin swaps via Discord
- Creating a ride-share network for Oregon shows
Ironically, my collecting network now spans three new states.
Your Survival Blueprint: Lessons From the Tax Trenches
The phased approach I wish I’d had
If your state considers similar changes, follow this timeline:
MONTH 1: Scout the Battlefield
- Bookmark state legislative sites
- Join collector advocacy groups
MONTHS 2-3: Rally the Troops
- Create SMS/email alert chains
- Survey members' breaking points
MONTH 4: Crunch Numbers
- Calculate personal tax thresholds
- Model travel alternatives
MONTHS 5-6: Fight Back
- Draft representative templates
- Organize show floor petitions
ONGOING: Pivot & Preserve
- Implement new buying rhythms
- Build digital community spaces
My accidental renaissance
This nightmare oddly revived my passion:
- Built a tax token collection (who knew?)
- Connected with 14 dealers nationwide
- Became a hobby writer – three articles published
The best education came wrapped in crisis.
Conclusion: What Survives When the Show Floor Shakes
Six months later, I see clearly: coins are metal, but collecting is human cement. Washington’s tax gut punch taught me we’re not just accumulating objects – we’re preserving connections. While Tukwila’s future remains uncertain, the friendships and creative solutions born from this struggle will outlive any legislation. If you take one thing from my misadventure, let it be this: The heart of our hobby isn’t in tax-free purchases or perfect Morgans. It’s in the determined, ingenious collectors who keep showing up – whether in convention halls or Discord chats – refusing to let their passion be taxed out of existence.
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