My Very Lucky Feeling: A Coin Collector’s Serendipitous Find

I’ve hunted rolls for years, but a recent bank trip made me feel like I’d used up a lifetime of luck. What started as a routine errand turned into one of those magical numismatic moments we collectors live for.

The Unexpected Bank Haul

While waiting in line, I noticed a teller counting out half dollars—practically unicorns in my neck of the woods. My heart skipped a beat when she agreed to let me take them. That spontaneous handful of mostly silver coins felt like the universe rewarding my collecting habit. Funny how the best finds often come when you’re not even hunting!

Unveiling the Treasures

Back at my desk, I nearly dropped my loupe. Among the halves sat a gorgeous 1923-S Walking Liberty with beautiful antique toning. Almost the entire roll was 90% silver except one lonely 1996. But that Walker… wow. The stripes on Liberty’s gown show some wear, but overall it’s solidly in the XF range. Numismedia values it around $990 in XF40—absolutely wild for a chance find! These early San Francisco Walkers are notoriously soft-struck, so finding one this crisp feels like winning the collector’s lottery.

Grading and Preservation Insights

This beauty got me thinking about grading for the first time. Having only graded comics before, I asked around and picked up some handy tips:

• Got one special coin? Team up with a dealer or collector buddy to piggyback on their submission—saves on membership costs
• Big coin shows often have walk-through grading; ICG sometimes takes as few as five coins without membership
• Start a “maybe” pile now for future grading candidates so you’re ready when treasure strikes

For now, I’ve tucked them into Whitman holders—their clean design lets the coins shine without distraction. Gotta protect these from accidental scratches (and yes, I’m talking about more than just metaphorical claws!).

Final Thoughts

This whole experience reminded me why I love this hobby—you never know when ordinary moments might turn extraordinary. Keep those eyes peeled at the bank, friends. Your next four-figure surprise could be waiting in the teller’s tray. Happy hunting, and may your next visit leave you grinning like I still am!