Finding 1965 Washington Quarter FS-101 in the Wild: A Cherry Picker’s Guide

Introduction

You don’t always need a dealer to find this. Here is what to look for when searching through circulation or bulk lots. The 1965 Washington quarter FS-101 is one of those elusive varieties that can still be found in everyday change if you know what you’re looking for. This doubled die obverse variety represents an exciting opportunity for roll hunters and cherry pickers to potentially discover a valuable error coin hiding in plain sight.

Historical Significance

The 1965 Washington quarter holds a special place in American numismatic history. This was the first year of the copper-nickel clad composition, introduced as a cost-saving measure when silver prices threatened to exceed the face value of dimes and quarters. The transition from 90% silver to the copper-nickel clad composition marked a significant shift in U.S. coinage, making 1965 quarters instantly recognizable by their different appearance and weight.

The FS-101 variety, cataloged by the Cherrypickers’ Guide, represents a doubled die obverse error where the die used to strike the coin was itself doubled during production. This resulted in distinct doubling visible on the obverse design elements, particularly in the date and lettering. While not as dramatic as some other doubled die varieties, the FS-101 is still sought after by variety collectors and can command premiums above face value.

Identifying Key Markers

When searching through rolls, bulk lots, or estate sales, there are several key markers to look for when trying to identify a genuine 1965 Washington quarter FS-101:

Primary Doubling Characteristics

The most prominent doubling on the FS-101 variety appears on the date “1965.” Look closely at the numerals, particularly the “9” and “6,” where you should see a clear separation between the primary image and the secondary, doubled image. The doubling is typically strongest on the right side of these numerals.

Lettering Doubling

Examine the word “LIBERTY” carefully. The doubling here is usually most noticeable on the tops of the letters, especially the “B,” “E,” and “R.” The secondary image appears slightly offset from the primary image, creating a distinct shadow effect.

IN GOD WE TRUST

The motto “IN GOD WE TRUST” also shows doubling, though it’s generally less pronounced than on the date and “LIBERTY.” Look for slight separation in the letters, particularly in the “N” and “T” characters.

Authentic vs. Counterfeit Doubling

It’s crucial to distinguish between genuine doubled die varieties and other forms of doubling that can fool inexperienced collectors. Mechanical doubling, die deterioration doubling, and even damage can create appearances similar to doubled dies. True doubled die doubling shows consistent separation at the same angle across multiple design elements, while other forms of doubling tend to be more random or localized.

Where to Search

The beauty of hunting for the 1965 FS-101 is that these coins can still be found in circulation. Here are the best places to search:

Circulation Rolls

Bank rolls of quarters remain one of the most productive sources for finding varieties. While the 1965 quarter isn’t as common in circulation as it once was, rolls from banks in areas with older populations or less coin turnover can still yield results. Search through each quarter carefully, using a good magnifier or loupe to examine the date and lettering.

Bulk Lots

Auction sites, estate sales, and coin dealers often sell bulk lots of circulated quarters. These unsorted accumulations can be gold mines for variety hunters. Look for lots described as “cull quarters,” “mixed circulated quarters,” or “estate accumulations.” The key advantage is that these lots haven’t been cherry-picked by other collectors.

Estate Sales and Coin Hoards

Older collections and estate accumulations often contain overlooked varieties. When attending estate sales, ask about any coin collections or accumulations. Many times, heirs aren’t aware of the potential value of varieties and may sell entire collections at bargain prices.

Local Coin Shops

Visit local coin shops and ask about their “junk silver” or “cull” boxes. While 1965 quarters aren’t silver, they’re often mixed in with silver coins from the same era. Some dealers may have boxes of circulated Washington quarters that haven’t been thoroughly searched.

Value Guide

The value of a 1965 Washington quarter FS-101 depends on several factors:

Condition

Even circulated examples of the FS-101 command premiums above face value. In well-circulated condition (Fine to Very Fine), expect values in the $15-25 range. Higher grade examples (Extremely Fine to About Uncirculated) can bring $30-75 or more. Uncirculated specimens are quite rare and can exceed $100.

Eye Appeal

Coin with strong, clear doubling and minimal marks or damage will command higher premiums. The strength of the doubling is crucial – coins where the doubling is easily visible to the naked eye are more desirable than those requiring magnification.

Market Demand

As with all varieties, market demand affects pricing. The FS-101 has a dedicated following among Washington quarter collectors and variety specialists, ensuring consistent demand. However, it’s not as well-known as some other doubled die varieties, which can mean less competition when selling.

Authentication and Certification

If you believe you’ve found a genuine FS-101, proper authentication is essential. Submit your coin to reputable third-party grading services like PCGS or NGC. These services will authenticate the variety and grade the coin’s condition, which can significantly impact its value.

Self-Verification

Before submitting for certification, verify your find against authoritative references. The Variety Vista website (varietyvista.com) and Wexler’s Doubled Dies (doubleddie.com) provide detailed attribution guides with high-resolution images. Compare your coin carefully to these references, ensuring you have an exact match before assuming you’ve found the FS-101.

Common Mistakes

Many collectors mistake mechanical doubling or die deterioration for genuine doubled dies. Mechanical doubling typically shows as flat, shelf-like doubling without the separation seen in true doubled dies. Die deterioration creates irregular, mushy doubling that varies across the coin’s surface. True doubled die doubling shows consistent, raised separation at the same angle across multiple design elements.

Tools of the Trade

Successful variety hunting requires the right tools:

• A good quality magnifying glass or jeweler’s loupe (10x to 20x magnification)
• Proper lighting – a bright, adjustable lamp is essential
• A reference guide or smartphone with internet access to check varieties
• Sorting trays or boxes to organize your search
• Patience and attention to detail

Conclusion

The 1965 Washington quarter FS-101 represents an exciting opportunity for roll hunters and cherry pickers. While not as dramatic or valuable as some other varieties, its potential presence in circulation makes it an achievable target for dedicated collectors. The key to success is careful examination, proper attribution, and understanding the difference between genuine doubled dies and other forms of doubling.

Remember that finding an FS-101 requires patience and persistence. Most quarters you examine will be common dates worth only face value. However, the thrill of discovering a genuine variety makes the search worthwhile. Whether you’re a seasoned variety collector or just starting your cherry picking journey, the 1965 FS-101 offers an accessible entry point into the world of error and variety collecting.

Happy hunting, and may your next roll contain that elusive doubled die waiting to be discovered!

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