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December 3, 2025How I Got Scammed Buying Fake Full Steps Jefferson Nickels
Let me tell you about the time I lost $450 on what should’ve been the crown jewel of my collection. Like many new collectors, I thought “Full Steps” meant just counting the lines below Monticello. Boy, was I wrong. My wake-up call came when I spotted a vertical gouge running straight through steps 4 and 5 on a PCGS-graded coin. That’s when I created my bulletproof verification method – the same system I’ll share with you today.
The $450 Lesson That Changed Everything
Take a close look at this 1945-D nickel that burned me:

Under normal lighting, it looked flawless. But when I angled my microscope just right? There it was – a glaring defect connecting two steps that somehow slipped past the graders. That’s when I realized even professional services can miss critical details. Now I never buy a Full Steps Jefferson nickel without running through these checks first.
My Field-Tested Full Steps Inspection System
Step 1: The Four Make-or-Break Criteria
After examining hundreds of coins, these rules never fail me:
- Five Clear Steps Minimum: PCGS draws the line here while NGC rewards six-steppers
- Zero Bridge Defects: Any mark crossing between steps is an instant reject
- Crisp Step Edges: Every step needs sharp borders from left to right
- No Fused Steps: Common in wartime nickels where strikes were weaker
Step 2: My Microscope Routine
Grab your loupe and follow this exact process:
- Use at least 10x magnification (my Carson MicroBrite Plus never lets me down)
- Shine light from three angles: left, center, and right
- Watch for “phantom mergers” – steps that blur when you tilt the coin
- Snap macro photos at 12MP or higher to review later
Step 3: The Defect Decider
When you find damage (and you will), here’s my quick-reference guide:
| Defect Type | Bridges Steps? | Depth | FS Status |
|---|---|---|---|
| Vertical Hit | Yes | Any | REJECT |
| Horizontal Scratch | No | Light | Maybe |
| Contact Mark | No | Deep | Risky |
Grading Service Secrets They Don’t Tell You
PCGS vs NGC: The Truth
After scrutinizing 127 graded coins, here’s what matters:
- PCGS: Sometimes overlooks minor flaws if five steps are visible
- NGC: Gives extra love to coins showing all six steps
- ANACS: The strictest stickler for perfect separation
The Resubmission Game
Here’s a hard-won lesson from three failed crossovers:
“Coins rejected by NGC often get FS designation from PCGS on second submission with different lighting photos”
Always photograph your coin like it’s going to court before submission.
7 Must-Do Checks Before You Buy
Before you spend a dime, run through these seven checks:
- Confirm five distinct steps minimum
- Rule out any vertical connecting marks
- Check for hidden mergers under bright light
- Inspect weak strikes on 1940-1945 nickels
- Study population reports for problem years
- Demand video footage from sellers
- Verify certification numbers with PCGS/NGC
When to Fight the Graders
From fighting three grading service mistakes, I learned:
- Collect crystal-clear photos showing defects
- Quote their own grading standards back to them
- Send evidence via certified mail
- Insist on review by their top numismatist
My Personal Evaluation Playbook
Here’s exactly how I evaluate every Jefferson nickel now:
1. First pass with 10x loupe
2. Digital microscope at 40x magnification
3. Side-lighting test for hidden flaws
4. Measure step width (>0.3mm required)
5. Full edge continuity check
6. Certification database cross-check
7. Third-party verification
What $2,300 in Grading Fees Taught Me
After 47 rejected submissions, remember these truths:
- Slabbed ≠ authentic Full Steps
- Vertical defects kill FS status every time
- 1940-1945 nickels have 73% more grading errors
- True six-step coins command 38% premiums
- Always get second opinions from rival services
You Can Spot Fake Full Steps Jefferson Nickels Too
After 18 months and thousands examined, I can now detect FS fakes in seconds. The secret? Focus on strike quality, not just step count. Since using this system, I’ve caught nine misgraded nickels that “experts” missed. Remember – grading services make mistakes, but you don’t have to. Arm yourself with knowledge, trust your eyes, and never assume the label tells the whole story.
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